Industries
Fintech Applications
Neobanks, wallets, lending and embedded finance platforms
Fintech applications for neobanks, wallet operators, lenders and embedded-finance providers — built for regulation, scale and trust.
We deliver the full fintech stack — customer app, banking core integration, KYC, payments, lending and operations dashboards.
WHY US
Fintech wins on trust and speed of operations. We engineer both into one platform.
Every project ships with customer mobile app, banking integration, KYC, payments, in-app card management and fraud monitoring.
WHAT WE BUILD
What we build for this industry
Customer banking app
Account opening, transfers, cards, FX and statements in a native iOS/Android app.
Core banking integration
Mambu, Temenos, Thought Machine or custom core with stable mobile API.
KYC & onboarding
Sumsub, Onfido, Veriff with adaptive flow for low-risk and high-risk customers.
Card issuing
Virtual and physical cards via Marqeta, Stripe Issuing or local processors.
Lending & credit
Loan origination, scoring, decisioning and servicing for personal and SME lending.
Fraud & monitoring
ML-based fraud detection, transaction monitoring and case management.
WEB PLATFORM & DASHBOARD
Web platform & dashboard features
Operations dashboard
Single pane of glass for every entity, status and exception — built for managers, not engineers.
Role-based access and permissions
Granular roles across regions, branches and teams with full audit history per record.
Reports and analytics
Live KPIs, exportable reports, drill-downs and BI-ready data warehouse.
Document and contract management
Upload, version, e-sign and retain documents with policy-based retention.
Configurable workflows
Business owners change rules, approvals and thresholds without engineering tickets.
Multi-language admin panel
EN, SQ, IT, DE out of the box — add languages without redeploy.
MOBILE APPLICATIONS
Mobile application features
Native iOS and Android apps
Field, customer and operator apps with the same backend, written in Kotlin/Swift or React Native.
Offline-first sync
Conflict-resolving sync engine for warehouses, terrain teams and patchy networks.
Push and in-app notifications
High-priority alerts with deep links and quick actions from the lock screen.
Biometric and SSO sign-in
Face ID, Touch ID, Azure AD, Okta and Google SSO with step-up authentication.
In-app payments
Apple Pay, Google Pay, card and local payment methods with PCI-DSS-aware design.
Multi-language UI
Locale-aware interface, currency and formatting per user.
CRM, ERP & AUTOMATION
CRM, ERP & automation
Customer database with segmentation
360° customer profile, segmentation, lifecycle stages and consent management.
Workflow automation
Trigger-based automation for approvals, reminders, onboarding and lifecycle events.
Email and SMS automation
Drip campaigns, transactional templates, SMS reminders and A/B-testable journeys.
Sales pipeline and CRM
Lead capture, scoring, assignment and pipeline tracking integrated with operations.
Invoice and billing automation
Recurring billing, dunning, multi-currency invoicing and tax reporting.
Custom reporting
Drag-and-drop report builder, scheduled exports and BI integrations.
BACKEND, APIs & INTEGRATIONS
Backend, APIs & integrations
REST and GraphQL APIs
Stable, versioned APIs with OpenAPI/GraphQL schema, rate limiting and SDKs.
Stripe / Adyen / local PSPs
Card, wallet, BNPL, recurring and payouts with reconciliation.
Twilio / SignalWire / Vonage
SMS, voice and masked calling for operations and customer contact.
SendGrid / Postmark / Mailgun
Transactional email, deliverability monitoring and inbound parsing.
SSO and Identity Providers
Azure AD, Okta, Google Workspace, Auth0 with SCIM provisioning.
Webhook system
Outbound and inbound webhooks with retries, signing and event log.
CLOUD & INFRASTRUCTURE
Cloud infrastructure & hosting
- AWS, Azure or Google Cloud deployment with multi-region failover
- Kubernetes (EKS / AKS / GKE) orchestration with autoscaling
- Managed databases with daily backups and point-in-time recovery
- CDN with edge caching and DDoS protection
- Observability with traces, logs, metrics and SLO alerting
- 99.9% uptime SLA with active-active deployment available
SECURITY
Security
- GDPR-compliant data handling with consent and right-to-erasure
- Role-based access control with audit trail per record
- End-to-end encryption for sensitive channels
- Two-factor authentication and device binding
- OWASP Top 10 review and dependency scanning
- Annual external penetration test and remediation cycle
SCALABILITY
Scalability
- Horizontal scaling from one to millions of records
- Multi-tenant or single-tenant deployment options
- Region-sharded data stores for latency and residency
- Independent scaling of customer, ops and partner APIs
- Cost-aware autoscaling tuned to traffic patterns
- Disaster recovery with documented RPO and RTO
TECHNOLOGY STACK
Technology stack
Web platform
ReactNext.jsTypeScriptTailwindCSS
Mobile applications
React NativeSwiftKotlinExpo
Backend & APIs
FastAPINode.jsGoRESTGraphQLWebSockets
Databases
PostgreSQLMongoDBRedisElasticsearch
Cloud & infrastructure
AWSAzureGCPDockerKubernetesTerraform
BUSINESS USE CASES
Business use cases
Neobanks
Launch a neobank with banking-as-a-service partnerships and a modern customer experience.
Wallets and money apps
Multi-currency wallets, remittance and P2P transfer apps.
Lending platforms
Personal lending, SME lending and BNPL platforms.
Embedded finance
Embed payments, banking and lending into non-financial products.
FAQ
Frequently asked questions
Banking-as-a-service partners?
Yes. We integrate with EU/UK BaaS providers and work with local sponsor banks.
Card issuing?
Yes. Virtual and physical cards via Marqeta, Stripe Issuing, Solaris and local processors.
PSD2 and SCA?
Yes. Strong Customer Authentication, AISP/PISP flows and PSD2-compliant consent management.
Lending decisioning?
Yes. Custom credit decisioning with traditional scores, bank data and alternative data sources.
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